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Terms of Service and Privacy Policy

Terms of Service and Privacy Policy

Terms of Service

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE.
This website (the "Website") is offered to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices set forth on the Website.
By using the Website, you signify your assent to these Terms and Conditions and any subsequent modifications.
These Terms and Conditions may be revised from time to time by updating this posting, with the new terms taking effect on the date of posting.
You should review these Terms and Conditions every time you use this Website, as they are binding upon you.

Cost

At this time, there is no cost for using this Website.
From time to time, there may be premium content available via subscription or surcharge, and those areas will be clearly marked.
Because this is an advertising-supported service, we encourage you to patronize the advertisers that help to make this service possible.

Registration

Access to the majority of content, services and features on this Website requires users to register and become Members.
Member registration requires you to provide certain Personally Identifiable Information, such as your name, e-mail address, street address, and age.
Please see our Privacy Policy for information on the Website's data collection practices and how we intend to use and share any information we collect.
If you become a Member, you accept responsibility for all activities that occur under your account.
You are responsible for maintaining the confidentiality of your password and for restricting access to your computer so that others may not access this Website using your username or account in whole or in part.
We reserve the right to terminate Membership and deny access to the site to any person who violates these Terms and Conditions.

Personal and Noncommercial Use

This is a Website for your personal and noncommercial use.
As a condition to your continued use of the Website, you warrant that you will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.

Contributing Content

All users are encouraged to contribute information, pictures and video.
All contributions will be accepted for publication on the Website provided they adhere to these rules:
You agree not to knowingly submit any false, defamatory, abusive, obscene, threatening, racially offensive, sexually explicit or illegal material to the Website.
In posting comments on the contributions of others, you agree not to harass other participants.
You may not submit information that is libelous or defamatory or that discloses private or personal matters concerning any person.
You may not post information or links that are obscene or pornographic.
You may not contribute information, pictures or videos that violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion.
Content contributions solely focused on the promotion of commercial events or businesses are not permitted.
You assert that the information, pictures and video you contribute are your own, are licensed to be uploaded and downloaded by other participants, are in the public domain, or are otherwise free of copyright or other restrictions.
You also grant this Website and its proprietors an irrevocable, nonexclusive, royalty-free license to redistribute or republish the information in any medium or form.

User Content License

For all User Content provided to or placed on this Website, you grant the proprietor, its parents, affiliates and related entities, including without limitation, a royalty-free, perpetual, irrevocable, non-exclusive right and license to use, copy, modify, display, archive, store, distribute, reproduce and create derivative works from the User Content, in any form, media, software or technology of any kind now existing or developed in the future.
Without limiting the generality of the previous sentence, you authorize this Website to share the User Content across all affiliated websites, newspapers, broadcasts, and other media platforms, to include the User Content in a searchable format accessible by users of this Website, to place advertisements in close proximity to such User Content, and to use your name and any other information in connection with its use of the material you provide.
You waive all moral rights with respect to any User Content you post or otherwise make available on this Website.
You also grant the right to use any material, information, ideas, concepts, know-how or techniques contained in any communication you send to us for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products using such information and/or User Content.
All rights in this paragraph are granted without the need for compensation of any sort to you.
By posting content or otherwise providing information on this Website, you do so with the understanding that no additional consideration of any sort will be provided to you, and you are waiving any claim against this Website and its parent, affiliates and related entities regarding the use of User Content, materials and/or ideas.

User Content Removal

You acknowledge that this Website and/or its designees shall have the right (but not the obligation), in their sole discretion, to move, remove, or block any User Content for any reason, including without limitation that such User Content violates the Terms and Conditions or is otherwise objectionable.

Discussion Forums

This Website does not endorse and is not responsible for any statement, opinion, or advice given or made in discussion forums.
Your use of the discussion forums is at your own risk.
This Website does not intend to engage in any prior review of notes posted to discussion areas, but it reserves the right in its sole discretion and for any reason to delete or redirect any information or other content posted to this Website (including posts to discussion areas), regardless of whether the information or other content violates the content rules described in the above policies.
Further, we reserve the right to limit or terminate service to participants who violate the terms of this Agreement.
In no event will we be liable for any incidental, consequential, or indirect damages (including, but not limited to, damages for loss of business profits, business interruption, loss of programs or information, and the like) arising out of the discussion forums, or any information or services provided on this Website, even if we have been advised of the possibility of such damages, or for any claim attributable to errors, omissions, or other inaccuracies published here.
This Website is not responsible for censoring or monitoring postings, but it reserves the right to enforce the policies outlined in this document and reserves the right to move or remove notes at its sole discretion and without explanation.

Copyrights

We retain full copyright ownership, rights and protection in all material contained on this Website, including but not limited to material submitted by community contributors.
Except as otherwise expressly provided in these Terms and Conditions, you may not copy, distribute, transmit, display, perform, reproduce, publish, license, rewrite, create derivative works from, transfer, or sell any material contained on the Website without the prior consent of the copyright owner.
You agree not to modify any documents, graphics, images or other material found on this Website.
You may, however, make single copies of materials displayed on this Website for your own personal and noncommercial use only, provided any copies include the copyright and other notices displayed with the materials on the Website.
You may not distribute such copies to others, whether for a charge or other consideration, without prior written permission from this Website or the copyright owner of the copied material.
None of the material contained on this site may be reverse engineered, disassembled, decompiled, transcribed, stored in a retrieval system, translated into any language or computer language, retransmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without prior written consent.
All rights reserved.

Privacy Rights

We take your personal privacy seriously.
That is why we have adopted our Privacy Policy, which explains our position on information gathering and how we intend to use and share any information we collect.
Your use of the Website or our services signifies acknowledgement of and consent to the information practices in our Privacy Policy.
Other services, advertisers and information providers accessible on this Website are provided by third parties, and have their own policies regarding the use of personal information.
You should contact these third parties directly for their policies.
You agree that we may access and disclose information about you or your use of our service when we deem it necessary or appropriate to comply with the law, to respond to claims, to protect our systems and customers, to ensure the integrity and operation of our business and systems, or to protect the rights or property of this Website or its affiliates.
Such disclosure may include, without limitation, Personally Identifiable Information (name, e-mail address, etc.), your IP address, clickstream and traffic information and usage history.
Our right to disclose any such information shall supersede any terms of our Privacy Policy.

International Users

You acknowledge and agree that due to the international dimension of our company, we may use the data collected in the course of our relationship for the purposes identified in the Privacy Policy, for the purposes identified in our other communications with you, or to provide the information to other businesses and selected third parties which may be outside your resident jurisdiction.
This Website stores and processes your information on computers located in the United States that are protected by physical and technological security devices.
In addition, such data may be stored on servers located in other jurisdictions.
By providing us with your data, you consent to the transfer of such data.
If you object to your information being transferred or used in this way, please do not use our site or services.

Data Deletion Policy

We respect your right to control your personal data.
This Data Deletion Policy describes how you may request the deletion of your personal information and how we will handle such requests.

Your Right to Deletion

You may request that we delete the personal information we hold about you at any time.
Upon receipt of a verified deletion request, we will delete or de-identify your personal data from our active systems, subject to the exceptions described below.

How to Submit a Deletion Request

To request deletion of your personal data, you may:
Contact our Privacy team by email at support@creativecirclemedia.com; or
Submit a written request to our mailing address on record.
We will acknowledge your request within 10 business days and complete the deletion within 30 calendar days of verifying your identity, unless an extension is required, in which case we will notify you.

Account Deletion

If you wish to delete your account entirely, you may do so through your account settings or by contacting us directly.
Upon account deletion, we will remove your profile, login credentials, and associated personal data from our active systems.
Submitted User Content may remain on the site in accordance with the User Content License above unless you separately request its removal.

Exceptions

We may retain certain personal information notwithstanding a deletion request where retention is necessary to:
Complete a transaction or provide a service you have requested;
Detect, investigate, or prevent security incidents, fraud, or illegal activity;
Comply with a legal obligation, court order, or law enforcement request;
Exercise or defend legal claims;
Fulfill our obligations under applicable tax, accounting, or regulatory requirements; or
Carry out any other internal or lawful use compatible with the context in which you provided the information.

Backup and Archival Systems

Deleted data may persist in encrypted backup or archival storage for up to 90 days following the completion of a deletion request, after which it will be purged in accordance with our standard data retention schedules.

Third-Party Data

If your personal data has been shared with third-party service providers or advertisers before your deletion request, we will notify those parties of your request where technically feasible and contractually required.
However, we are not responsible for the data practices of independent third parties, and you should contact them directly to exercise your rights with respect to data they independently hold.

Non-Discrimination

We will not discriminate against you for exercising your data deletion rights.
Submitting a deletion request will not affect the quality or availability of services offered to you, except to the extent that your personal data is necessary for the provision of those services.

Disclaimer of Warranties

Neither this Website nor its employees, agents, third-party information providers, merchants, licensors or the like warrant that the Website or its operation will be accurate, reliable, uninterrupted or error-free.
If your use of this Website results in the need for servicing or replacing property, material, equipment or data, we are not responsible for those costs.
No agent or representative has the authority to create any warranty regarding the Website on behalf of this Website.
We reserve the right to change or discontinue any aspect or feature of the Website at any time.
We do not assume any liability for the contents of any material provided on the Website.
Reliance on any information presented on the Website, other than that which you provided, is at your own risk.
You acknowledge that, in connection with the Website, information will be transmitted over local exchange, interexchange and Internet backbone carrier lines and through routers, switches and other devices owned, maintained and serviced by third-party local exchange and long distance carriers, utilities, Internet service providers and others, all of which are beyond the control and jurisdiction of this Website.
Accordingly, we assume no liability for or relating to the delay, failure, interruption or corruption of any data or other information transmitted in connection with use of the Website.
WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS WEBSITE IS PROVIDED TO YOU "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED.
WE MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE WEBSITE CONTENT, SOFTWARE TEXT, GRAPHICS, AND LINKS, OR ABOUT RESULTS TO BE OBTAINED FROM USING THE WEBSITE OR OUR SERVICES.

Limitation of Liability

IN NO EVENT SHALL WE OR ANY THIRD PARTIES MENTIONED AT THE WEBSITE BE LIABLE FOR ANY COSTS, DAMAGES AND EXPENSES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, HEALTH PROBLEMS, INCIDENTAL AND CONSEQUENTIAL DAMAGES, LOST PROFITS OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT OF THE WEBSITE WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
WE SHALL BE LIABLE TO YOU ONLY FOR GROSS NEGLIGENCE OR WILLFUL MISCONDUCT AND ONLY TO THE EXTENT OF ACTUAL DAMAGES INCURRED BY YOU, NOT TO EXCEED U.S. $100.00 (ONE HUNDRED DOLLARS).
BECAUSE SOME STATES AND COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
REMEDIES UNDER THIS AGREEMENT ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THIS AGREEMENT.

Indemnification

You agree to defend, indemnify and hold this Website, its officers, directors, employees and agents, content contributors, licensors and suppliers harmless from and against any claims, actions or demands, liabilities and settlements, including, without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of this Website in a manner that violates or is alleged to violate these Terms and Conditions.
We shall provide you with prompt notice of any such claim, suit or proceeding and shall reasonably cooperate with you, at your expense, in your defense of any such claim, suit or proceeding.

Links/Advertisements

This Website may link to other sites operated by third parties.
The inclusion of any link to such sites does not imply endorsement of the sites, but is for your reference and convenience only.
We have not reviewed all of the sites linked to the Website and are not responsible for the content or accuracy of any off-site pages or any other sites linked to this Website.
Nor do we recommend or endorse any specific tests, products or procedures that may be mentioned on or represented in advertisements on the Website.
Visiting off-site pages or other sites is at your own risk and subject to the Terms and Conditions of Use of any hyperlinked site.
This Website also contains advertisements by third parties. Unless otherwise specifically stated on the Website, we do not endorse or make any representation regarding the liability, quality, or accuracy of any products or services featured in, or linked to, any advertisement that appears on the Website.
Unless otherwise prohibited under these Terms and Conditions, you are hereby licensed to create hyperlinks to the content on this Website, provided that the hyperlink accurately describes the content as it appears on the Website.
We reserve the right to revoke this license generally, or your right to use specific links, at any time.
Under no circumstances may you "frame" the Website or any of its content or copy portions of this Website to a server, except as part of an Internet service provider's incidental caching of pages.
Each page within this Website must be displayed in full (including all trademarks, branding, advertising and promotional materials), without any accompanying frame, border, margin, design, branding, trademark, advertising or promotional materials not originally displayed on the page within this Website.

Termination

You agree that we may terminate your use of the Website if we reasonably believe that you have violated or acted inconsistently with the letter or spirit of these Terms and Conditions of Use or violated the rights of this Website or any third party, or for any reason, with or without notice to you.
You agree that we may modify or discontinue this Website, with or without notice to you.
You agree that we will not be liable to you or any third party as a result of such modification or discontinuation.

Survival

The provisions entitled "Contributing Content," "User Content License," "Data Deletion Policy," "Disclaimer of Warranties," "Limitation of Liability," "Indemnification" and "General Provisions" will survive termination of this Agreement.

Notice

We may deliver notice to you under these Terms and Conditions by means of electronic mail, a general notice on this Website, or by written communication delivered by first-class U.S. mail to your address on record in our account information.

Privacy Policy

INTRODUCTION

Thank you for choosing to be part of our community (“company”, “we”, “us”, or “our”).
We are committed to protecting your personal information and your right to privacy.
If you have any questions or concerns about our policy, or our practices with regards to your personal information, please contact us at the e-mail address listed on our contact page.
When you visit our website (“Site”) and use our services, you trust us with your personal information.
We take your privacy very seriously. In this privacy notice, we describe our privacy policy.
We seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it.
We hope you take some time to read through it carefully, as it is important.
If there are any terms in this privacy policy that you do not agree with, please discontinue use of our site and our services.
This privacy policy applies to all information collected through our websites, our mobile, or our Facebook applications ("Apps"), and/or any related services, sales, marketing or events (we refer to them collectively in this privacy policy as the "Sites").
Please read this privacy policy carefully as it will help you make informed decisions about sharing your personal information with us.

WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us such as name, address, contact information, passwords and security data, payment information, and social media login data.
We collect personal information that you voluntarily provide to us when registering at the Sites or Apps, expressing an interest in obtaining information about us or our products and services, when participating in activities on the Sites (such as posting messages in our online forums or entering competitions, contests or giveaways) or otherwise contacting us.
The personal information that we collect depends on the context of your interactions with us and the Sites, the choices you make and the products and features you use.
The personal information we COLLECT can include the following:
Name and Contact Data: We collect your first and last name, email address, postal address, phone number, and other similar contact data.
Credentials: We collect passwords, password hints, and similar security information used for authentication and account access.
Payment Data: We collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by our payment processor and you should review its privacy policies and contact the payment processor directly to respond to your questions.
Social Media Login Data: We provide you with the option to register using social media account details, like your Facebook, Twitter or other social media account. If you choose to register in this way, we will collect the Information described in the section called "Social Logins" below.
All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information – such as IP address and/or browser and device characteristics – is collected automatically when you visit our websites.
We automatically collect certain information when you visit, use or navigate the Sites.
This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Site and other technical information.
This information is primarily needed to maintain the security and operation of our Sites, and for our internal analytics and reporting purposes.
Like many businesses, we also collect information through cookies and similar technologies.

Information collected from other Sources

In Short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.
We may obtain information about you from other sources, such as public databases, joint marketing partners, social media platforms (such as Facebook), as well as from other third parties.
Examples of the information we receive from other sources include: social media profile information (your name, gender, birthday, email, current city, state and country, user identification numbers for your contacts, profile picture URL and any other information that you choose to make public); marketing leads and search results and links, including paid listings (such as sponsored links).

HOW DO WE USE YOUR INFORMATION?

In Short: We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and/or your consent.
We use personal information collected via our Sites for a variety of business purposes described below.
We process your personal information for these purposes in reliance on our legitimate business interests ("Business Purposes"), in order to enter into or perform a contract with you ("Contractual"), with your consent ("Consent"), and/or for compliance with our legal obligations ("Legal Reasons").
We indicate the specific processing grounds we rely on next to each purpose listed below.
We use the information we collect or receive:
To facilitate account creation and logon process with your Consent: If you choose to link your account with us to a third party account (such as your Google or Facebook account), we use the information you allowed us to collect from those third parties to facilitate account creation and logon process. See the section below headed "Social Logins" for further information.
To send you marketing and promotional communications for Business Purposes and with your Consent: We may use the personal information you send to us for our marketing purposes, if this is in accordance with your marketing preferences. You can opt-out of our marketing emails at any time (see the "Your Privacy Rights" below).
To send administrative information to you for Business Purposes, Legal Reasons and/or possibly Contractual: We may use your personal information to send you product, service and new feature information and/or information about changes to our terms, conditions, and policies.
Fulfill and manage your orders: We may use your information to fulfill and manage your orders, payments, returns, and exchanges made through the Sites.
Administer prize draws and competitions: We may use your information to administer prize draws and competitions when you elect to participate in competitions.
Request Feedback: We may use your information to request feedback and to contact you about your use of our Sites.
To protect our Sites: We may use your information as part of our efforts to keep our Sites safe and secure (for example, for fraud monitoring and prevention).
To enforce our terms, conditions and policies.
To respond to legal requests and prevent harm: If we receive a subpoena or other legal request, we may need to inspect the data we hold to determine how to respond.
For other Business Purposes: We may use your information for other Business Purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Sites, products, services, marketing and your experience.

WILL YOUR INFORMATION BE SHARED WITH ANYONE?

In Short: We only share information with your consent, to comply with laws, to protect your rights, or to fulfill business obligations.
We only share and disclose your information in the following situations:
Compliance with Laws: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).
Vital Interests and Legal Rights: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.
Vendors, Consultants and Other Third-Party Service Providers: We may share your data with third party vendors, service providers, contractors or agents who perform services for us or on our behalf and require access to such information to do that work. Examples include: payment processing, data analysis, email delivery, hosting services, customer service and marketing efforts. We may allow selected third parties to use tracking technology on the Sites, which will enable them to collect data about how you interact with the Sites over time. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand online activity. Unless described in this Policy, we do not share, sell, rent or trade any of your information with third parties for their promotional purposes.
Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
Third-Party Advertisers: We may use third-party advertising companies to serve ads when you visit the Sites. These companies may use information about your visits to our Website(s) and other websites that are contained in web cookies and other tracking technologies in order to provide advertisements about goods and services of interest to you.
Affiliates: We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy policy. Affiliates include our parent company and any subsidiaries, joint venture partners or other companies that we control or that are under common control with us.
Business Partners: We may share your information with our business partners to offer you certain products, services or promotions.
With your Consent: We may disclose your personal information for any other purpose with your consent.
Other Users: When you share personal information (for example, by posting comments, contributions or other content to the Sites) or otherwise interact with public areas of the Site, such personal information may be viewed by all users and may be publicly distributed outside the Site in perpetuity. If you interact with other users of our Sites and register through a social network (such as Facebook), your contacts on the social network will see your name, profile photo, and descriptions of your activity. Similarly, other users will be able to view descriptions of your activity, communicate with you within our Sites, and view your profile.

DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Policy.

DO WE USE GOOGLE MAPS?

In Short: Yes, we use Google Maps for the purpose of providing better service.
This website, mobile application, or Facebook application uses Google Maps APIs. You may find the Google Maps APIs Terms of Service here. To better understand Google’s Privacy Policy, please refer to this link. By using our Maps API Implementation, you agree to be bound by Google’s Terms of Service. For a full list of what we use information for, please see the previous sections titled “Use of Your Information” and “Disclosure of Your Information.”

HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short: If you choose to register or log in to our websites using a social media account, we may have access to certain information about you.
Our Sites offers you the ability to register and login using your third party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile Information we receive may vary depending on the social media provider concerned, but will often include your name, e-mail address, friends list, profile picture as well as other information you choose to make public. If you login using Facebook, we may also request access to other permissions related to your account, such as friends, check-ins, and likes, and you may choose to grant or deny us access to each individual permission. We will use the information we receive only for the purposes that are described in this privacy policy or that are otherwise made clear to you on the Sites. Please note that we do not control, and are not responsible for, other uses of your personal information by your third party social media provider. We recommend that you review their privacy policy to understand how they collect, use and share your personal information, and how you can set your privacy preferences on their sites and apps.

IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short: We may transfer, store, and process your information in countries other than your own.
Our servers are located in The United States of America. If you are accessing our Sites from outside the United States, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information (see "Disclosure of Your Information" above). If you are a resident in the European Economic Area, then these countries may not have data protection or other laws as comprehensive as those in your country. We will however take all necessary measures to protect your personal information in accordance with this privacy policy and applicable law. In particular, we comply with the EU-U.S. Privacy Shield Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information transferred from the European Union to the United States and has certified its compliance with it. As such we are committed to subjecting all personal information received from European Union (EU) member countries, in reliance on the Privacy Shield Framework, to the Framework’s applicable Principles. To learn more about the Privacy Shield Framework, visit the U.S. Department of Commerce’s Privacy Shield List. With respect to personal information received or transferred pursuant to the Privacy Shield Framework, we are subject to the regulatory enforcement powers of the U.S. FTC. In certain situations, we may be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In Short: We are not responsible for the safety of any information that you share with third-party providers who advertise, but are not affiliated with, our websites.
The Sites may contain advertisements from third parties that are not affiliated with us and which may link to other websites, online services or mobile applications. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy policy. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services or applications that may be linked to or from the Sites. You should review the policies of such third parties and contact them directly to respond to your questions.

HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy policy unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy policy, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this policy will require us keeping your personal information for longer than 90 days past the termination of your account. When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.

HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Sites is at your own risk. You should only access the services within a secure environment.

DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age.
We do not knowingly solicit data from or market to children under 18 years of age. By using the Sites, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent’s use of the Site. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we have collected from children under age 18, please contact us at the e-mail address listed on our contact page.

WHAT ARE YOUR PRIVACY RIGHTS?

In Short: You may review, change, or terminate your account at any time.
If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal. If you are resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: http://ec.europa.eu/justice/data-protection/bodies/authorities/index_en.htm

Account Information

You may at any time review or change the information in your account or terminate your account by:
Logging into your account settings and updating your account
Contacting us using the contact information provided below
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and/or comply with legal requirements.
Cookies and similar technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Sites. To opt-out of interest-based advertising by advertisers on our Site visit http://www.aboutads.info/choices/.
Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list – however, we will still need to send you service-related emails that are necessary for the administration and use of your account.

DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
If you are under 18 years of age, reside in California, and have a registered account with us, you have the right to request removal of unwanted data that you publicly post on the site. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the site, but please be aware that the data may not be completely or comprehensively removed from our systems.

DO WE MAKE UPDATES TO THIS POLICY?

In Short: Yes, we will update this policy as necessary to stay compliant with relevant laws.
We may update this privacy policy from time to time. The updated version will be indicated by an updated “Revised” date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy policy, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.

HOW CAN YOU CONTACT US ABOUT THIS POLICY?

If you have questions or comments about this policy, contact us at the e-mail address listed on our contact page.